Fire Loss Restoration in Oceanside and Fallbrook California

3/24/2017 (Permalink)

Fire Loss Restoration in Oceanside and Fallbrook California

In 2015, the U.S. recorded over 100,000 acres with up to nine million acres destroyed, and CA had over 8,700 wildfires with approximately 4.5 million acres burnt. Fallbrook, Oceanside, and Vista are in Southern CA, so the high temperatures and open land invite fires to grow. Insurance claims cover all types of fires: wildfires, electrical and accidental fires from candles to cigarettes, but a fire in your home would be disastrous.

When the entire house is burnt or the fire is contained to one part, there will be fire damage, soot damage, smoke damage and water damage from fire departments that must be addressed so that your insurance company can pay on the claim. It doesn't matter where or what state the fire occurred, fire loss is handled the same.

Fire Loss Tips

There is a process for fire cleanup and remediation, which means stopping the environmental damage that has taken place. Here are seven steps in a fire cleanup.

1) Water damage from fire must be completely dried before remediation will continue. This is to prevent mold or mildew from starting and spreading.
2) Have the air quality of the home tested, and if it is normal, the family may return. A fire will affect the Air Quality, so never neglect this step.
3) Soot and smoke will make incredible soot damage and smoke damage, and a fire cleanup company should be called. All of these individual damages along with water damage from fire departments falls under the heading of fire loss, which is the total loss from the fire.
4) Make an inventory of what was lost along with the cost of replacement. Use the same kind and quantity that originally there, and use the National Fire ICC-BVD app or search online. ICC-BVD also provides a worksheet and formula for replacement values.
5) Receipts and photographs for your possessions will ensure the insurance company reimbursing you.
6) If searching through the fire damage proves to be too difficult, estimate an amount lower than the total claim, and negotiate with the claims adjuster that comes to the home.
7) Save all receipts from the hotel stay, food, gas, and laundry, and this will be considered under convenience costs.

Keep in mind, when you are dealing with the insurance adjuster, he or she is not your friend. Their job is to make the homeowner feel comfortable and to gain their trust, so they can repay the lowest amount. Of course, the fire affected your lives as well as your possessions, but you want to be repaid for the worth of the possessions. The inventory and ICC-BVD worksheet is significant documentation and entitles you to your claim.

Fallbrook, Oceanside, and Vista are susceptible areas with the multitude of fires that occur in CA every year. Smoke, soot, mold and mildew are all included in the total fire loss but never hurry through the process. even if the insurance company wants you to. Take your time so if something comes up that was overlooked, it can be added. Visit http://www.SERVPROfallbrooksouthoceanside.com for more information on fire damage.